Small Business Insurance Basics
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Sole Proprietor vs. LLC: Does It Change What Insurance You Need?
It’s a common assumption: form an LLC, and your personal assets are safe, so insurance becomes optional. It’s also wrong in an important way. An LLC and business insurance solve…
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Certificate of Insurance (COI): What It Is and How to Get One
If you’ve ever had a venue, landlord, or client say “just send over your COI,” and quietly wondered what that actually meant, you’re not alone. A certificate of insurance is…
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Do I Need Business Insurance If I Work From Home?
Short answer: almost certainly yes, even if “working from home” just means a laptop at the kitchen table or a craft table in a spare bedroom. The assumption that homeowners…
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How Much Does Small Business Insurance Cost? (2026 Breakdown)
There’s no single price tag for small business insurance, and honestly, that’s by design. A home-based Etsy seller and a two-van cleaning crew are both “small businesses,” but they carry…
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General Liability Insurance for Small Businesses: A Complete Guide
If you only ever buy one type of business insurance, it’s probably going to be this one. General liability insurance is the foundational policy behind almost every small business —…