general liability insurance
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Insurance for Freelance Photographers: What Coverage You Actually Need
Freelance photography covers a lot of ground — portraits, corporate headshots, product shoots, events, real estate, editorial work — and the insurance needs shift depending on where you actually shoot…
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Etsy Seller Insurance: Do You Need It, and What Does It Cover?
Selling on Etsy often starts as a side hustle — a spare bedroom turned into a workshop, a kitchen table covered in supplies, a few hundred dollars a month that…
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Insurance for Mobile and Home-Based Service Businesses
Not every business has a storefront, and for a lot of wedding and creative vendors — florists working from a home studio, mobile hair and makeup artists, photographers who edit…
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Handyman Insurance: Do You Need It as a Solo Contractor?
Working alone doesn’t shrink the risk of a handyman business the way it might seem to — a solo operator still walks into other people’s homes with tools, drives to…
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Sole Proprietor vs. LLC: Does It Change What Insurance You Need?
It’s a common assumption: form an LLC, and your personal assets are safe, so insurance becomes optional. It’s also wrong in an important way. An LLC and business insurance solve…
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Do I Need Business Insurance If I Work From Home?
Short answer: almost certainly yes, even if “working from home” just means a laptop at the kitchen table or a craft table in a spare bedroom. The assumption that homeowners…
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General Liability Insurance for Small Businesses: A Complete Guide
If you only ever buy one type of business insurance, it’s probably going to be this one. General liability insurance is the foundational policy behind almost every small business —…
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Do I Need Insurance to Set Up Flowers at a Venue?
You’ve got the arrangements finished, the van loaded, and a two-hour setup window before the ceremony starts. Then the venue coordinator asks for your certificate of insurance — and if…
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What Does Florist Liability Insurance Cover?
“Liability insurance” sounds like one thing, but for a florist it’s actually shorthand for a bundle of protections that kick in during very different situations — a guest getting hurt…
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Wedding Florist Insurance Cost Guide
One of the first questions florists ask before buying a policy isn’t “what does it cover?” — it’s “what’s this going to cost me?” The good news: floral businesses tend…